ncua.govNCUA

An official website of the United States government Here’s how you know News Español Contact Us Official websites use .gov A .gov website belongs to an official government organization in the United States. Secure .gov websites use HTTPS A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites. Main navigation About About Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions. Mission & Values Mission & Values Leadership Leadership Speaker Request Form Speaker Request Form Historical Timeline Historical Timeline Diversity & Inclusion Diversity & Inclusion Careers Careers Business Opportunities Business Opportunities Open Government Open Government Inspector General Inspector General Regulation & Supervision Regulation & Supervision The protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Letters to Credit Unions & Other Guidance Letters to Credit Unions & Other Guidance Examination Program Examination Program Rulemakings & Proposals for Comment Rulemakings & Proposals for Comment Legal Opinions Legal Opinions Rules & Regulations Rules & Regulations Regulatory & Compliance Resources Regulatory & Compliance Resources Supervisory Review Committee Supervisory Review Committee Board Appeals Board Appeals Corporate Credit Unions Corporate Credit Unions Regulatory Reporting Regulatory Reporting Manuals & Guides Manuals & Guides Examination Modernization Initiatives Examination Modernization Initiatives CUSO Activities CUSO Activities Analysis Analysis The ’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends. Credit Union & Corporate Call Report Data Credit Union & Corporate Call Report Data Chartering & Mergers Chartering & Mergers CUSO & Economic Data CUSO & Economic Data Research a Credit Union Research a Credit Union Support Services Support Services The provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity. ACCESS ACCESS Credit Union Resources & Expansion Credit Union Resources & Expansion Conservatorships & Liquidations Conservatorships & Liquidations Share Insurance Fund Share Insurance Fund Corporate System Resolution Corporate System Resolution Guaranteed Notes Program Guaranteed Notes Program Central Liquidity Facility Central Liquidity Facility Consumers Consumers The works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being. Consumer Assistance Center Consumer Assistance Center Fraud Prevention Center Fraud Prevention Center Share Insurance Coverage Share Insurance Coverage MyCreditUnion.gov MyCreditUnion.gov Credit Union Locator Credit Union Locator Financial Literacy Resources Financial Literacy Resources Property Appraisal and Valuation Equity (PAVE) Property Appraisal and Valuation Equity (PAVE) News News Stay up to date on the ’s activities by subscribing to the ’s Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events. Press Releases Press Releases Speeches & Testimonies Speeches & Testimonies Publications & Reports Publications & Reports Board Meetings, Agendas, & Results Board Meetings, Agendas, & Results Events Events Enforcement Actions Enforcement Actions Budget & Supplementary Materials Budget & Supplementary Materials Downloadable Graphics Downloadable Graphics Search Home Annual Report Highlights the ’s Activities, Policy Initiatives, and Accomplishments News Press Release / May 13, 2024 Chairman Harper’s Statement on His Temporary Leave of Absence Press Release / May 06, 2024 Agencies Issue Proposal on Incentive-Based Compensation Press Release / May 01, 2024 Registration Now Open for Diversity, Equity, and Inclusion Summit July 9–11 Press Release / Apr 18, 2024 Board Approves Advance Notice of Proposed Rulemaking on Records Retention All News Regulatory Guidance Regulatory Alerts / Feb 15, 2024 Home Mortgage Disclosure Act Data Requirements Letter to Credit Unions / Jan 22, 2024 ’s 2024 Supervisory Priorities Letter to Federal Credit Unions / Jan 18, 2024 Federal Credit Union Operating Fee Schedule for 2024 Accounting Bulletin / Dec 20, 2023 Technical Correction for the CECL Transition Amount Letter to Credit Unions / Oct 11, 2023 Resumption of Federal Student Loan Payments All Guidance Sign Up for Express Get the latest news and information from the . Subscribe Tools & Services CUOnline A web-based program used by credit unions and state supervisory agencies to submit and certify operational and quarterly financial information to the . CUOnline contains two sections: the Profile and Call Report. Rulemakings and Proposals for Comment A complete list of the ’s proposed rules and regulations and the comments received from 2008 to present day. Credit Union Locator Search for a credit union by address, credit union name or charter number. Select a credit union from your search results and view basic information. National Credit Union Share Insurance Fund Created by Congress in 1970 to insure members’ deposits in federally insured credit unions. Administrative Orders Formal enforcement orders issued by the pursuant to Section 206 of the Federal Credit Union Act. ’s Budget Review materials related to the ’s budget, including budget summaries, fact sheets, and data on the overhead transfer rate and operating fee. Events Calendar Board Meeting / 2024-05-22 Board Meeting Webinar / 2024-05-22 Registration Open for May 22 Federal Funding Resources Webinar Board Meeting / 2024-06-13 Board Meeting Event / 2024-07-09 2024 Diversity, Equity, & Inclusion Summit, July 9–11 All Events Features Share Insurance Estimator The ’s Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what’s insured and what portion, if any, exceeds coverage limits. Share this Your Money is Safe in Federally Insured Credit Unions Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. Share this What to Know About Property Appraisal Bias Bias in home evaluations impact the accumulation of wealth for people of color. Learn more. Share this Examiner’s Guide The Examiner’s Guide offers information about the examination and supervision process that credit unions may find useful. Share this Data & Insights View More TOTAL ASSETS Total assets in federally insured credit unions rose by $88 billion, or 4.1 percent, over the year ending in the fourth quarter of 2023, to $2.26 trillion. MEMBERSHIP Federally insured credit unions added 4.0 million members over the year, and credit union membership in these institutions reached 139.3 million in the fourth quarter of 2023. NET WORTH The credit union system’s...